Top questions people ask us

What is DebtGuard?

DebtGuard is a debt protection service that helps you avoid financial hardship by covering missed payments on your debts, such as car loans, mortgages, credit card debts, and more. We step in when life’s challenges make it difficult to keep up with payments, preventing defaults and financial consequences.

DebtGuard covers missed payments on: Car loans Mortgages Business loans Personal loans Credit card debts

Yes, we offer different plans with coverage limits ranging from $100,000 to $500,000. You can select the plan that best suits your financial needs.

DebtGuard coverage becomes active after 12 months of continuous monthly payments. You will not be eligible for coverage until this period has passed.

You can make payments directly through our secure online portal. We accept all major credit cards and bank transfers. Automated monthly payments are also available for your convenience.
Yes, you can cancel your plan at any time. However, canceling your plan before 12 months will result in forfeiting any coverage or assistance from DebtGuard.
No, DebtGuard does not negotiate with creditors. Our service focuses on providing financial assistance with your payments before debts reach a critical stage.
Your monthly payment depends on the plan you select and the amount of debt coverage required. Each plan has a fixed monthly fee based on its coverage limit.
Missing a payment may pause your coverage. Continuous monthly payments are required to maintain active coverage. If a payment is missed, your account will need to be reviewed for reactivation.
Yes, DebtGuard offers plans that cover business debts, including loans and credit lines for small businesses. Please ensure your business debts are listed on your credit report for coverage.
You can reach out to our customer support team via phone, email, or live chat. Support is available 24/7 for Ultimate Shield customers.
Yes, you can upgrade to a higher-tier plan at any time. Contact our customer support to assist you with upgrading your coverage.
No refunds are provided for months already paid. However, you can cancel future payments at any time with a 30-day notice.
No, DebtGuard is not an insurance company. We provide financial assistance services designed to help prevent bankruptcy by covering your debts before they become unmanageable.

If you reach the coverage limit for your selected plan, DebtGuard will no longer provide financial assistance for debts beyond the limit. You may choose to upgrade your plan for higher coverage.

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